Frequently Asked Questions

A fractional specialist is a senior professional - CFO, marketing director, cybersecurity lead, or operations expert - who works with your business on a part-time basis. They're not a consultant who delivers a report and leaves. They're embedded in your team, accountable for real outcomes, and operating as a working part of your business for a defined portion of their time. You get the experience of a senior executive without the cost or commitment of a full-time hire.

Consultants are paid for advice. They diagnose a problem, produce a strategy or report, and hand it back to you. Execution is your problem. Fractional specialists are paid for results. They own the function, attend the meetings, make the decisions, and stay accountable if something isn't working. The simplest way to think about it: a consultant tells you what to do. A fractional specialist does it with you.

No. A contractor fills a seat - typically executing tasks defined by someone else. A fractional specialist brings strategic ownership. They lead the function, set direction, manage any supporting team or vendors, and carry accountability for performance. They're closer to a C-suite executive than a contractor, just without the overhead or permanence of a full-time role.

The fractional model is designed for businesses that have outgrown a generalist approach but aren't yet large enough to justify a full-time senior hire in every function. Typically that's businesses with 5 to 150 staff, or companies at a growth inflection point - preparing for investment, expanding into new markets, recovering from a leadership gap, or needing to build a capability they've never had in-house. It also works well for businesses that need surge capacity around a specific initiative without making a permanent hire.

A full-time CFO in Australia typically costs $250,000–$350,000 per year in salary, super, and on-costs. A fractional CFO working one to two days per week costs a fraction of that - typically $3,000–$8,000 per month depending on scope - with no recruitment fees, no benefits, and no notice periods. The same logic applies across marketing, cybersecurity, and operations. You're paying for the expertise and the outcomes, not the desk time.

It means a fractional specialist from Ancore doesn't operate from the outside. They're in your systems, attending your leadership meetings, communicating with your team, and making decisions within their function - just like an internal hire would. The only difference is the time commitment. This is what separates fractional from advisory or consulting: genuine operational accountability rather than periodic input.

Yes. That flexibility is one of the model's core advantages. Engagements are structured around what the business needs at any given stage. A company might start with one day a week of fractional CFO support, move to three days during a fundraise, and scale back after close. Ancore structures engagements to flex with the business rather than locking clients into fixed arrangements that outlive the need.